I'm afraid I'll be in the same predicament. Being in Michigan with the highest unemployment rate too. I started out at a community college and earned two associates. One in Gen. Education and one in Liberal Arts: Humanities. Now I'm at a private Catholic university, Madonna University, for my teaching certificate. And when I graduate from there I'll have a B.A. in Family and Consumer Science, two minors in Speech and Political Science, and a teaching certificate and a vocational certificate AND I'll be nearly 50k in debt. I'm just hoping I get a teaching job quick cause I have to start making payments on my students loans 6 months after graduating. Thankfully tho, when I graduate my dad will give me 20k as a graduation gift to pay off some debt. Actually, he took 10k now and is playing the stocks (he's very good at that) and if he makes over 20k by the time I graduate; then he'll just put all of it towards my loan. So I'm praying the stocks he's investing in shoot up. They should since it's oil ^^;